Ryan Kay, DMD, MS

Sensitive and Reliable Dental Care from a Team You Can Trust.

Financial Info

This page will show Financial and Insurance Info.

Payments and Insurance

We accept all major credit cards, cash, and checks for payment. We are also a CareCredit practice and offer no interest plans up to 24 months. Follow the link below to apply online.

Scott M. Jordan, DDS is a contract provider with the following insurance companies:

  • Aetna (PPO)
  • Assurant (PPO)
  • Cigna (PPO- Radius Network)
  • Delta Dental (PPO Premier)
  • United Concordia (Alliance Network)

We will accept assignment from all PPOs even though we are not a provider and will accept payment directly from your insurance company. You will be responsible for any amount not covered by your insurance company.

If you have questions about coverage and benefits, contact your insurance provider or give our office a call.


Learn about your different payment plan options! Click Here.

Frequently Asked Questions

Insurance Plan | Encinitas DentistDealing with the confusion of insurance benefits can add stress to getting the health or dental care you need. At Encinitas Ranch Dentistry we strive to take the stress out of the process for you by submitting claims and additional documentation on your behalf. 

We also advocate for you and your smile by being completely honest with you about costs, treatment options, and what you can expect to pay out of pocket. Your oral health is a decision between you and Dr. Kay. If you opt for something not covered by your insurance company, we offer other payment options, as well, so you can have the smile you want.

We are in-network for Aetna PPO, Assurant PPO, Cigna PPO Radius Network, Delta Dental PPO & Premier, and United Concordia Alliance Network. If you have a PPO that is not listed here, you can still receive benefits and payments on your behalf. We understand the importance of being able to stay with a dentist that you know and trust, so you can contact us to determine the most up-to-date information about your coverage and treatment costs.

We also accept patients who are self-pay and are committed to giving each patient the best dental care available. If you are looking for a dentist in Encinitas, CA, give us a call to schedule!

Meaning of Toothache | Encinitas DentistIf you have ever had a toothache, you know that it can really disrupt your day and make it difficult to concentrate on anything else. You might have to cancel events, be unable to sleep, and even miss work. Toothaches can often worsen over time.

When you have a toothache, it is your body’s way of alerting you to a problem. Because the nerves in your teeth are protected under a strong layer of enamel and a layer of dentin, by the time you have tooth pain, it could mean a serious condition.

At Ryan Kay DMD, we treat dental emergencies fast – often on the same day you call. By addressing your condition quickly, we can often save your tooth and protect your smile.

Common causes of toothaches include:

  • A cracked or damaged tooth
  • Infection
  • A broken restoration
  • Clenching and grinding (bruxism)
  • Deep decay
  • A misaligned bite

If you experience an emergency dentist in Encinitas, CA, contact our dental office at the first sign of a problem. Dr. Ryan Kay will evaluate your condition and provide you with treatment options to restore your comfort and your smile.

We invite new and existing patients to contact us when they experience a dental emergency in Encinitas, CA.

If you have difficulty using our website, please email us or call us at (760) 753-3533
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